Easy Financing
Pool financing in Texas from $399/mo.
Yes, you can finance a swimming pool in Texas, and most of our clients do. Don't wait years to save up. Apply with one of our trusted lending partners, get a real monthly number with no pressure, and pay for your backyard over time while you are using it.
- Low fixed monthly payments
- Quick pre-qualification with a soft credit check
- No home equity required
How It Works
Three simple steps to your new pool.
Get your design & price
Start with a free 3D design and a real, itemized quote, so you know your exact number before you finance.
Pick a lending partner
Apply directly with any of our trusted partners below. Most offer quick pre-qualification with only a soft credit check, so checking your rate won't affect your score.
Build your backyard resort
Once you're approved, we get to work. Enjoy your pool now and pay over time with low, fixed monthly payments.
Our Lending Partners
Apply with a trusted partner.
Remington works with three established financing companies. Choose whichever fits you best, or apply with more than one to compare. Each application opens securely in a new tab.
HFS Financial
Fast, unsecured home-improvement loans with a quick online application.
Apply with HFS Financial →Lyon Financial
Pool-specialist lender financing backyard projects for 40+ years.
Apply with Lyon Financial →Viking Capital
Pool and spa financing with flexible terms and low fixed rates.
Apply with Viking Capital →Remington is not a lender and does not originate loans. Rates, terms, and approval are set by each lending partner and depend on your credit and loan amount. Have questions? Call us at (682) 549-0006 and we'll walk you through your options.
Questions, Answered
Pool financing FAQs.
Can you finance a swimming pool in Texas?
Yes. Most Texas homeowners finance their pool rather than paying cash up front. The common route is an unsecured home-improvement loan through a lender that specializes in pools, which is what our three lending partners do. You borrow the project cost, pay a fixed monthly amount, and start using the pool immediately instead of years from now.
Does financing a pool require home equity?
No. The pool loans our partners offer are unsecured, so they are not tied to the equity in your home and there is no second mortgage or lien on the house. That is the main reason homeowners choose a pool-specific lender over a HELOC, especially on a newer home that has not built up much equity yet.
Will checking my rate hurt my credit score?
No. Our partners pre-qualify you with a soft credit check, which does not affect your score, so you can see a realistic rate and monthly payment before you commit to anything. A hard credit pull only happens later, if you decide to move forward with a full application.
How much is the monthly payment on a pool in DFW?
It depends on the project cost, your credit, and the term you choose, but financing starts around $399/mo. Most of our custom pools land between $90,000 and $150,000. The honest way to get your real number is to start with a free 3D design and an itemized quote, then take that exact figure to a lender rather than guessing from a range.
Should I get my quote or my financing first?
Get the quote first. A pre-qualification is based on a number you supply, so if you guess it, the monthly payment you are shown is a guess too. Once you have an itemized quote for your actual pool, pre-qualifying takes minutes and the payment you see is the payment you get.
More on what you are financing: how we build custom pools, outdoor living spaces, and who we are.
Ready to see your real monthly payment?
Start with a free 3D design and quote. In-house warranty and financing from $399/mo.